Manager - Banking & Treasury

About the role

1. Manage daily liquidity, cash positioning, and fund availability to ensure uninterrupted business operations.
2. Prepare short-term and long-term cash flow forecasts, including weekly, monthly, quarterly, and rolling forecasts.
3. Monitor and optimize working capital requirements while minimizing borrowing and financing costs.
4. Ensure effective utilization of fund-based and non-fund-based banking facilities, including CC, OD, LC, BG, and SBLC limits.
5. Coordinate with banks for sanction, renewal, enhancement, and monitoring of banking facilities.
6. Manage end-to-end trade finance transactions, including Import/Export LCs, DA/DP Bills, Buyer's Credit, and Supplier's Credit.
7. Handle issuance, amendment, negotiation, advising, renewal, and closure of Letters of Credit (LCs).
8. Manage Bank Guarantees (BGs), Standby Letters of Credit (SBLCs), and other non-fund-based banking instruments.
9. Review LC and BG terms to ensure compliance with contractual, commercial, and banking requirements.
10. Ensure timely processing and settlement of import payments, export collections, and trade-related obligations.
11. Drive working capital optimization initiatives through Factoring, Bill Discounting, Supply Chain Finance, and Channel Financing.
12. Build and maintain strong relationships with banks and financial institutions for treasury support and cost optimization.
13. Monitor forex exposure arising from import/export transactions and execute hedging strategies to mitigate currency risks.
14. Track banking limits utilization, borrowing levels, and fund deployment to maximize financial efficiency.
15. Prepare and submit CMA data, stock statements, drawing power calculations, and covenant compliance reports to lenders.
16. Ensure compliance with RBI, FEMA, banking regulations, internal treasury policies, and trade finance guidelines.
17. Monitor bank charges, interest costs, and financing expenses, and recommend measures for cost reduction.
18. Prepare Treasury MIS, including Cash Flow Reports, LC/BG Status, Banking Limits Utilization, Forex Exposure, and Fund Position Reports.
19. Coordinate with Commercial, Procurement, Logistics, Finance, and Business teams for seamless execution of banking and trade finance activities.
20. Drive treasury process improvements, digital banking initiatives, automation projects, and management reporting for enhanced operational efficiency.

Qualifications

• CA / MBA (Finance) with relevant treasury experience.
• 8 years of experience in Treasury, Banking Operations, Working Capital Management, or Trade Finance.
• Experience in trading, manufacturing, mining, metals, energy, or infrastructure sectors preferred.